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LegitCryptoCheck

Is Crypto.com legal in Canada?

Updated November 2026. Checked against the regulators' registers and each platform's own pages.

Who pays us: Crypto.com doesn't pay us. We have no affiliate or referral deals in place yet, so the link below earns us nothing. How we make money

The verdict

✓ Registered in Canada

Yes. Foris DAX CAN ULC, which runs Crypto.com in Canada, is a restricted dealer in every province and territory. Prices in the app include a spread, and each Canadian dollar withdrawal costs $1.99. Margin, leverage and crypto derivatives aren't offered to Canadians.

Registered as
Restricted dealer
Company
Foris DAX CAN ULC
App trading
Spread built into the price
CAD withdrawal
$1.99
Crypto protected by CIPF
No

Good

  • Registered in every province and territory
  • No fee on Interac Standard Transfer deposits
  • At least 80% of client crypto held with outside custodians
  • 400+ coins available with Canadian dollars

Bad

  • App prices include a spread whose size isn't published
  • Each Canadian dollar withdrawal costs $1.99, with a $100 minimum
  • $30,000 yearly limit on most coins outside Alberta, BC, Manitoba, Quebec and Saskatchewan
Visit Crypto.com →

Crypto.com is legal in Canada. Its Canadian company, Foris DAX CAN ULC, is registered with the country’s securities regulators. Canadians sign up to a Canadian version of the platform, with its own terms, and some products sold elsewhere aren’t part of it.

Crypto.com’s registration

The footer on Crypto.com’s Canadian site says its “Main App and Orderbook Service are offered by Foris DAX CAN ULC,” an Alberta unlimited liability corporation. It says the company is registered with the Ontario Securities Commission and the Canadian Securities Administrators as a Restricted Dealer. Its relationship disclosure, last updated 13 May 2025, says Crypto.com “is registered as a restricted dealer in each province and territory of Canada.”

Crypto.com's Canadian footer: its Main App and Orderbook Service are offered by Foris DAX CAN ULC, an Alberta unlimited liability corporation registered with FINTRAC as a money services business and with the Ontario Securities Commission and the Canadian Securities Administrators as a restricted dealer.
The regulatory notice at the foot of Crypto.com's Canadian homepage. Screenshot taken 10 November 2026.

The regulators’ register lists Foris DAX CAN ULC and related companies as a restricted dealer, with the latest decision dated 8 May 2025. That decision, linked from Crypto.com’s footer, runs for two years. It requires the company to work towards investment dealer registration and CIRO membership.

The footer also mentions FINTRAC. That’s Canada’s anti-money-laundering registration, a separate requirement from securities registration. You can compare Crypto.com with the investment dealers on our registered list.

What Canadians can and can’t use

The Canadian terms and conditions, last updated 11 December 2025, cover the Crypto.com App and web platform. They list buying, selling and swapping crypto, a Canadian dollar account, sending crypto, Crypto Earn, staking, Crypto.com Pay, crypto baskets and the Level Up subscription. The Advanced trading service, Crypto.com’s order book, sits under separate terms.

Staking is available. The regulators’ decision says Crypto.com offers staking in every province and territory, on blockchains including Ethereum, Solana, Cardano and Cronos. The terms say Crypto.com takes a fee from your rewards that depends on the blockchain. They don’t give the percentage.

The Crypto.com Visa card is offered in Canada as a prepaid card. Crypto.com’s Canadian card help article lists a $4.99 fee for the entry-level physical card and a 2% foreign currency fee on that card.

What’s not available is borrowing to trade. The relationship disclosure says Crypto.com Canada “does not, and will not, offer margin, credit or otherwise offer leverage to clients.” It won’t offer derivatives based on crypto other than the crypto contracts that hold your coins. The Canadian homepage mentions prediction contracts, perpetual futures and stocks, but it doesn’t say they’re open to Canadians, and the Canadian terms don’t list them.

Fees

Crypto.com’s Canadian terms say the price you’re quoted in the app “includes a markup or markdown that constitutes a spread charged by the Company,” separate from any fees. The relationship disclosure adds that a fee may apply depending on how you pay, shown on the confirmation screen. Neither document publishes the size of the spread.

The Level Up page offers paid tiers that remove the app’s trading fees up to a monthly limit:

Its footnote says “other transaction fees and spread may still apply,” so the spread stays.

The Advanced service works differently. You trade on an order book and pay maker or taker fees, not a spread. The Canadian homepage says those fees are “as low as 0.08% and 0.18%.” We couldn’t find the full Canadian fee table on the public site.

Deposits and withdrawals

Crypto.com’s Canadian help articles list these costs:

The withdrawal article, updated 18 June 2026, says each request goes through an internal review that can take 1 to 3 business days. Card purchases can carry fees from your bank, and some banks treat them as cash advances, the terms warn.

Crypto.com's CAD withdrawal help article: Interac Standard Transfer withdrawals have a $100 minimum and $25,000 maximum per day, up to 10 a day, $775,000 and 30 transactions a month, with a $1.99 fee per withdrawal.
Canadian dollar withdrawal limits and fee in Crypto.com's help centre. Screenshot taken 10 November 2026.

How Crypto.com holds your crypto

The relationship disclosure says at least 80% of customer crypto is held with Crypto.com Custody Trust Company, a New Hampshire-chartered trust company and an affiliate under common ownership. Coins sit in omnibus accounts “segregated from all other accounts.” The regulators’ decision names BitGo Trust Company as a second custodian for cold storage.

Your crypto is held in the United States. The disclosure warns that if the custodian failed, US insolvency law would apply “rather than Canadian law.” Cash is held in a designated account at a Canadian financial institution, separate from Crypto.com’s own money.

On insurance, Crypto.com says both it and the custodian carry insurance against theft, and that it “may not be sufficient to cover all losses.”

CIPF doesn’t apply. The terms say crypto held with Crypto.com isn’t eligible for CIPF, CDIC “or any other investor protection insurance scheme,” and that Foris DAX CAN ULC “is not a member of the CIPF.”

Investment limits

The regulators’ decision caps how much you can put into most coins. Outside Alberta, British Columbia, Manitoba, Quebec and Saskatchewan, a client can buy no more than $30,000 net of crypto in any 12 months. Bitcoin, Bitcoin Cash, Ether, Litecoin and qualifying stablecoins don’t count towards it. Clients who qualify as permitted clients are exempt.

Frequently asked questions

Is Crypto.com legit?

Yes. Foris DAX CAN ULC is registered with Canada’s securities regulators as a restricted dealer in every province and territory. It isn’t a CIRO member yet.

Is Crypto.com safe in Canada?

It follows Canadian custody rules, with at least 80% of client crypto held by outside custodians. Those custodians are in the US, and Crypto.com says its insurance may not cover all losses. Crypto prices can still fall.

Is my crypto on Crypto.com covered by CIPF?

No. Crypto.com says crypto held with it isn’t covered by CIPF or CDIC, and that it isn’t a CIPF member.

How much does Crypto.com charge?

App prices include a spread that isn’t published, and a payment fee may apply. Canadian dollar withdrawals cost $1.99. Advanced charges maker and taker fees from 0.08% and 0.18%. Our comparison of registered exchanges shows how other platforms price their trades.

Sources

Checked 10 November 2026.

Update history

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